How we help
Attorneys and Lawyers
Our mission is to replace your financial anxiety with relaxed confidence by developing a financial plan we can grow and protect your wealth for years to come.
The Corporate Attorney, Age 45
Net Worth: $500K
Annual Revenue: $450K
goal:
Catch up late on retirement, manage taxes, balance lifestyle and investment planning
Michael, age 45, is a corporate M&A attorney with a large national firm. After paying off law school loans, buying a home, and supporting private school tuition for his two children, he realizes that despite a high income, he has accumulated only $500K in net worth and is behind on retirement planning.
Financial strategies implemented
- Advanced retirement planning with 401(k) + Cash Balance Pension Plan allowing over $190,000/year in tax-deductible contributions.
- Backdoor Roth IRA + Mega Backdoor Roth through his firm’s plan to build tax-free income buckets.
- Established a brokerage portfolio invested in low-cost ETFs and dividend equities, deploying excess income monthly with dollar-cost averaging.
- Allocated 10% of assets to private credit funds for stable cash yield.
- Began cost segregation-backed passive real estate syndication investments, generating tax paper losses to offset K-1 income.
- Implemented Roth conversion schedule in low-income years projected after early semi-retirement.
Tax Strategy
- Cash balance contributions reduced his federal tax bill by $53,000 annually.
- Real estate depreciation offset investment income.
- HSA contributions, 529 planning, and charitable donor-advised fund contributions aligned tax planning with family and philanthropic goals.
Estate planning
- A revocable living trust, durable power of attorney, and healthcare directives.
- Started a Section 2503(c) minor trust for children to shift appreciating assets out of his estate.
- Umbrella liability coverage and malpractice coverage reviewed and increased.
Outcome
Michael projects retiring at 60 with $5–6 million in assets, tax-diverse income streams, and systems in place to protect his family’s financial future.
The Intellectual Property Attorney, Age 52
Net Worth: $3.2M
Annual Revenue: $700K
goal:
Reduce tax exposure, diversify wealth, and build passive income
Sophia is a patent litigation specialist with fluctuating seven-figure years and substantial self-employment tax exposure. She wants passive income so she can reduce trial work by her early 60s.
Financial strategies implemented
- S-Corporation election reduced payroll taxes on the portion taken as distributions.
- Established a defined benefit pension plan + profit-sharing for large, predictable annual deductions.
- Built a diversified investment portfolio targeting growth (60% equities, 20% bonds, 20% alternatives).
- Purchased fractional real estate and REITs for income and inflation protection.
- Deployed capital into pre-IPO venture funds with structured liquidation preferences.
Tax Strategy
- Donor advised fund for charitable giving in a high-income year.
- Qualified Opportunity Zone fund to defer and reduce capital gains.
- Section 199A qualified business income deduction partially applied.
- Entity-level expense tracking reduced tax exposure on trial-related expenses.
Estate planning
- Converted personal life insurance to an Irrevocable Life Insurance Trust to keep the death benefit outside her estate.
- Created spousal lifetime access trust (SLAT) to gift appreciating investments while maintaining some indirect access.
Outcome
Her plan generates projected $180K+ per year in passive income by age 62, allowing her to move into selective consulting and expert testimony with far less financial pressure.